September 17, 2015: Using Water Sage to Get a Better Farm Loan

Whether you are trying to buy property, expand your operation or keep your farm going, it is important to know about your water rights when you apply for a loan. Bankers allocate their limited funds to borrowers based on the 5 Cs of credit, and those factors can be affected by the quality of the farm’s water supply and water rights. Are you prepared? Find out how you can use Water Sage to get a better farm loan.

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September 2, 2015: Managing your water rights

In the arid West, your water rights are a critical component of the land where you live, work, and play. While most landowners understand the importance of their water rights, many do not know how to effectively manage and protect them for themselves or for future generations. The bottom line is that you are the best person to manage your water rights assets. But where to start?

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August 27, 2015: Finding the Orange Lining in the Animas River Spill

The Aug. 5 release of 3 million gallons of orange mine waste into a tributary of the Animas River has triggered a variety of calls for action. Colleen Coyle takes a deep dive into how a tool like Water Sage can benefit government officials, industrial operators, and water users to further improve notice procedures and find an “orange lining” in this environmental crisis.

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August 18, 2015: Should Montana Create a New Water Use Permit for Subdivisions?

In 1993, the Montana Department of Natural Resources and Conservation (DNRC) permitted developers to build large housing subdivisions without review of the adverse effect to senior water rights. Water-right holders and conservation groups sued the DNRC to overturn the rule. In this week’s post Nancy Zalutsky offers a new permitting proposal that might settle the various, competing interests.

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August 8, 2015: What is a Colorado Water Right?

There’s something counterintuitive about buying acreage, but somehow not receiving any right to use the water “on” the property. Such confusion can usually be resolved with a quick lesson on Colorado water rights. To save you the headache of finding out about Colorado’s complex water allocation system the hard way, we’ve put together this post to explain the basics of a Colorado water right.

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July 20, 2015: 64th MT Legislature Water Bills Review

There were more than two dozen water-related bills considered in the most recent Montana legislative session. Nancy and team have compiled a review of water-related bills that passed and failed, including some implications for important bills. Just click the link and download the PDF.

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June 29, 2015: Water and Lending: Is Unsecured Water Secure?

Water is a crucial component of land value, yet has historically been overlooked in the appraisal and lending processes. As a result, lenders face exposure to a reduction in the value of collateralized land in the event of a foreclosure. In this post, Nancy Zalutsky explores the role of water in traditional ag lending and outlines approaches to mitigate risks.

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June 2, 2015: Water Sage June Update

June is shaping up to be a busy month for the Water Sage team! From conferences and summits in all four of our current coverage states, to our upcoming version 2.0 launch for Colorado and cultivating a few very exciting partnerships, we are looking forward to a great June. Check out our events section on the blog for more details about where you can meet the team!

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May 26, 2015: Need Land Value? Just Add Water

Why should you go through the trouble of researching, preserving, and protecting your water rights? For starters, because irrigated land can be worth 4 times as much per acre as dry crop land. Nancy Zalutsky dives into the importance of water to land value and the long term rewards of protecting water rights.

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May 5, 2015: Water Sage Texas Has Arrived

Check out our Water Sage Texas page to learn more about the service. We are excited to release Texas in our new Version 2.0 platform, which gives you the ability to do detailed searches and analysis of land, water rights, wells, and the host of administrative regions in Texas that govern groundwater development.

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